This is what I found on USATODAY.COM:

Most of the things that you can do to improve your credit take months or even years to accomplish. But there’s one very simple money move you could make that’s likely to have an immediate impact and will cost you nothing. Unfortunately, most Americans aren’t planning on doing it.

What is that simple money move? Asking for a credit line increase. According to The Ascent’s recent survey on credit card habits among Americans, just 33% of respondents said they’re planning on asking their creditors to raise their credit line in the next year – which means 2 in 3 American’s won’t be making this request.

If you’re one of the majority of Americans who is not planning to request a credit line increase on your existing credit cards, read on to find out why this is a big mistake.

Get more info at USATODAY.COM.

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